Contact
Reach Zach directly
Text or call Zach directly. It is his cell, and quick questions get quick answers.
Looking at a home equity line?
Homeowners can start with the HELOC page, which has the online check.
Reach Zach directly
Zach von der Linden, Mortgage broker and Branch Manager, West Capital Lending
Call or text: (949) 537-1260
Email: zachv@westcapitallending.com
This is a direct line to Zach's cell. You can text anytime, and he answers it himself when he is free. During normal business hours he is happy to take a call whenever it fits, so reach out even with a quick question.
Based in San Clemente. Branch office in Irvine. Working with homeowners in California, Utah, Oregon, Arizona.
Came here for a specific situation?
Each of these pages answers its question in full, and keeps that context if you send a note from there.
- Keep your mortgage, get cash
- Consolidate debt
- Fund a project
- Cash before your sale
- A HELOC payment that is changing
- Divorce home buyout
- Keep this home, buy the next
- Cash offer, no sale first
- Self-employed, returns look low
- Investment property: qualifies on the property’s rental income
- Write-offs shrank my income
- Just went self-employed
- Commission, bonus, or overtime
- Job change or a gap
Or leave your name and number
The short form at the end of this page asks for your name, your phone, what the question is about and when to reach you, plus an optional line on how you found Zach. It goes to Zach by email with the page you sent it from, and he texts or calls you back. It is not an application and it does not pull your credit. The site still sets no cookies, and its visitor counter never sees what you type.
What clients say
Experience.com profile as observed on 2026-09-24, most recent review dated 2026-09-23. A dated observation, not a live feed.
I had a great experience working with my mortgage broker, Zach VonD. He was professional, knowledgeabele, and incredibly easy to work with throughout the entire process. He was always available to answer my questions, explained everything clearly and made the whole mortgage process feel smooth and stress free. I would definitely recommend him to anyone looking for a reliable and trustworthy mortgage professional.
"Zach is an exceptionally professional broker who stands out for his quick responses and strong customer orientation. He focuses on delivering immediate solutions to ensure an easy closing process for his clients. While WCL utilizes an automatic online processing system, Zach’s guidance makes navigating the platform completely seamless and difficulty-free. I highly recommend his service
Zach was so easy to work with. He made a stressful situation into a very positive experience for us and did push us one way or another. He listened to what we hoped we could accomplish and made it happen.
Zach VonD was great! He was very knowlegeable about different options and helped us choose what worked best for us! He was very efficient, he was very kind, courteous, very professional, and very eager to help us get what we wanted. When ever we asked questions he had the answers and if he needed to get back to us if we had any issues about anything he didn't waste any time at all. He was spot on about when our loan would close and when we would receive our funds! He was a joy to work with and I would call on him again for any of our mortgage needs! If he lived closer I would invite him over for a barbecue! I would recomend him to all my friends and family for their equity loan needs!
Selected excerpts. Read all reviews on Experience.com.
What clients consistently mention
- Responsive and easy to reach
- Explains the process clearly
- Patient guidance through decisions
- Finds options that fit the situation
Read the reviews on Experience.com
General service reviews; they do not prove a result for your situation or point to a particular lender.
No credit pull happens from a conversation. Texts go to Zach's cell.