Zach von der LindenMortgage broker, West Capital Lending
Check my options

All situations

Which situation is yours?

One page per reason people borrow against a home or need a loan that fits an unusual income picture. Each page answers its own question, shows a worked example, and ends with the same simple next step.

Using the equity in a home you already own

  1. 01Keep your mortgage, get cashCan I get cash out without replacing my current mortgage?
  2. 02Consolidate debtCould I replace several debt payments with one payment?
  3. 03Fund a projectHow do I pay for this project without wrecking my monthly budget?
  4. 04Cash before your saleCan I get cash out of my home before it sells?

Other situations

  1. 01A HELOC payment that is changingMy HELOC payment is changing. What are my options?
  2. 02Divorce home buyoutHow can I buy out my spouse and resolve the mortgage?
  3. 03Keep this home, buy the nextCan I buy my next home and keep this one as a rental?
  4. 04Self-employed, returns look lowCan I refinance or buy if my tax returns do not show what my business earns now?
  5. 05Investment property, no income docsCan I buy a rental with 20% down and no income documents?

Do not see yours?

Text or call Zach and describe it in a sentence. If it is a situation this site should answer, it will get its own page. If it is not a fit for anything he offers, he will say so and point you somewhere useful.

See my HELOC options No impact on your credit score for the initial check.